Disability Insurance to Protect Your Income
Your paycheck is your most valuable asset. Disability insurance ensures that if an illness or injury keeps you from working, your income is replaced—so you can focus on recovery without worrying about bills. Tyler Insurance Group helps clients in Nevada, Kentucky, and nationwide find short-term and long-term disability coverage tailored to their needs.
What’s the difference between short-term and long-term disability insurance?
Short-term disability typically covers 3–6 months after a short waiting period, while long-term disability starts after about 90 days and can continue for years or until retirement age.
Do I need disability insurance if I already have health insurance?
Yes. Health insurance pays medical bills, but it doesn’t replace lost wages. Disability insurance provides monthly income so you can continue paying living expenses while you recover.
Does Nevada provide disability insurance?
No. Unlike a few states, Nevada and Kentucky don’t have state disability programs. Private disability insurance is the best way to ensure income protection.
Get Your Disability Insurance Quote
We’ll help you compare short-term and long-term policies from multiple carriers and explain the fine print—like benefit amounts, waiting periods, and “own occupation” definitions—so you know exactly how your income is protected.
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