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Tyler Insurance Group

5540 S Fort Apache Rd #100
Las Vegas, Nevada 89148
Phone: 702-851-5816
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Why Mom is Worth that Life Insurance Policy

May 22, 2017 by Laura Tyler Leave a Comment

 las vegas life insuranceIt’s an excuse we hear all the time; couples think they need only one life insurance policy because the other partner is at home with the kids. Well, in honor of Mother’s Day, we’re going to blow that notion right out of the water! And stay-at-home moms (and dads!) everywhere should rejoice – you’re worth more than you think.

In fact, according to a Fox Business report, the average stay-at-home parent is actually worth about $61,000 per year – and that doesn’t include any salary or earnings that he or she makes. Where does this value come from? Well, think about everything mom does.

Think that breakfast and dinner on the table is a freebie? Considering that the average cook makes $9.53 an hour, it isn’t. And while mom might spend hours a week as a chauffeur, she’s not getting paid like one, at $13.43 per hour. Childcare is a big expense – and one mom likely shoulders the brunt of. In fact, childcare can cost families $30,000 or more per year! And let’s not forget other mom duties, like tutoring kids with their homework, nursing wounds and bandaging owies, planning parties and events, grocery and household shopping, balancing the family budget and fixing up the house.

All in all, mom does a whole lot, so if you’ve only got life insurance for the family’s primary breadwinner, it might be time to rethink your insurance needs. Think about it; if your stay-at-home partner were to pass away, you wouldn’t be quitting your job. That means you’d have to shell out money to pay for childcare, find ways to get the kids to and from school or childcare, all while managing to prepare and serve at least two meals a day, help kids with homework, clean the house, fold the laundry… well, you get the point.

You already knew that mom was invaluable, but she’s pretty valuable from a monetary standpoint too. Make sure your family is protected with life insurance!

Originally posted 2015-05-06 11:42:11.

Filed Under: General

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From The Blog

  • Is Dental Insurance Worth the Cost? May 22, 2017
  • Protect your Family and your Future May 22, 2017
  • 4 Things You Should Know About Nevada Health Link Open Enrollment May 22, 2017
  • 5 Tips for Staying Active – and Healthy – This Summer May 22, 2017
  • 5 Tips When Considering Travel Insurance May 22, 2017

Tyler Insurance Group

5540 S Fort Apache Rd #100
Las Vegas, Nevada 89148
Phone: 702-851-5816
Fax: 702-851-5842

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  • Home
  • Products
    • Health Insurance
    • Life Insurance
    • Dental Insurance
    • Disability Insurance
    • Medicare Options
    • Travel Medical Insurance
    • Pet Insurance
  • Get a Quote
  • Our Team
  • Determine Your Subsidy
  • Special Enrollment
  • Contact